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Union v2, live on Optimism

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NEW

Union v2, live on Optimism

Blog

Docs

Build

Credit backed by Trust

Credit backed
by Trust

Credit backed by Trust

Union is an open-source protocol enabling onchain access to peer-to-peer credit.

Union is an open-source protocol enabling onchain access to peer-to-peer credit.

No Collateral

No Credit Score

No Middlemen

Trusted by

523

Members

$114,931

In Available Credit

$147K

Originations (ytd)

How Union works

How Union Works

Union introduces new ways to gain access to credit, starting with nothing more than an Ethereum address

Stake

Permissionlessly deposit and withdraw

Stake

Permissionlessly deposit and withdraw

Vouch

Create and connect integrations built on Union’s programmable credit system

Vouch

Create and connect integrations built on Union’s programmable credit system

Borrow

Create and connect integrations built on Union’s programmable credit system

Borrow

Create and connect integrations built on Union’s programmable credit system

Vote

Create and connect integrations built on Union’s programmable credit system

Vote

Create and connect integrations built on Union’s programmable credit system

Stake

Permissionlessly deposit stablecoins and earn UNION tokens for backing those you trust.

Vouch

Underwrite who you trust the most, give them a fair line of credit, and earn when they borrow.

Borrow

Use your onchain credit line permissionlessly from anywhere in the world.

Vote

All parameters on Union including the Rate are determined democratically by the users.

Build your future with Union

On Union you can trust anyone. And anyone can build credit by asking others to vouch for them.

For Personal Use

Free your friends from extractive lenders, back them directly in the first p2p onchain credit protocol.

Use App

For Business Use

Credit is vital to small businesses. Interested in seeing how Union can lower your cost of capital?

Let's Talk

For Developers

Union is onchain programmable credit, you can borrow and lend directly from a smart contract.

Github

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.


If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.


The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.


We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.


Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.


Underwrite the future you want to see...with those you trust!


-signed,

Union Devs

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.


If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.


The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.


We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.


Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.


Underwrite the future you want to see...with those you trust!


-signed,

Union Devs

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.


If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.


The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.


We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.


Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.


Underwrite the future you want to see...with those you trust!


-signed,

Union Devs

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.


If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.


The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.


We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.


Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.


Underwrite the future you want to see...with those you trust!


-signed,

Union Devs

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.


If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.


The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.


We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.


Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.


Underwrite the future you want to see...with those you trust!


-signed,

Union Devs

Get Started with Union

Join 526 members already building credit onchain.

Gain access to credit, starting with nothing more than an Ethereum address.

Back your Friends

Get Started

Union Finance. © 2024 Copyright. All Rights Reserved.

Open App

Giving people and programs the ability to underwrite and borrow onchain.

Open App

Union Finance. © 2024 Copyright. All Rights Reserved.