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Union v2, live on Optimism

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NEW

Union v2, live on Optimism

Blog

Docs

Build

Credit backed by Trust

Credit backed
by Trust

Credit backed by Trust

Union is an open-source protocol enabling onchain access to peer-to-peer credit.

Union is an open-source protocol enabling onchain access to peer-to-peer credit.

No Collateral

No Credit Score

No Middlemen

Get Started

Get Started

Get Started

Book a Demo

Book a Demo

Book a Demo

Trusted by

523

Members

$114,931

In Available Credit

$147K

Originations (ytd)

Give Credit. Get Credit.

Give Credit. Get Credit. With Friends

Fund what matters with those you trust

Fund what matters with those you trust

Your personal credit line

Build a personal on-chain credit line with vouches from those who trust you. Draw from that credit line whenever you need

Build a personal on-chain credit line with vouches from those who trust you. Draw from that credit line whenever you need

Permissionlessly lend to who you trust

Vouch to a selection of your trusted contacts to extend them a line of credit and add to their credit line

Vouch to a selection of your trusted contacts to extend them a line of credit and add to their credit line

How Union works

How Union Works

Union introduces new ways to gain access to credit, starting with nothing more than an Ethereum address

Stake

Permissionlessly deposit and withdraw

Stake

Permissionlessly deposit and withdraw

Vouch

Create and connect integrations built on Union’s programmable credit system

Vouch

Create and connect integrations built on Union’s programmable credit system

Borrow

Create and connect integrations built on Union’s programmable credit system

Borrow

Create and connect integrations built on Union’s programmable credit system

Vote

Create and connect integrations built on Union’s programmable credit system

Vote

Create and connect integrations built on Union’s programmable credit system

Stake

Permissionlessly deposit stablecoins and earn UNION tokens for backing those you trust.

Vouch

Underwrite who you trust the most, give them a fair line of credit, and earn when they borrow.

Borrow

Use your onchain credit line permissionlessly from anywhere in the world.

Vote

All parameters on Union including the Rate are determined democratically by the users.

Build your future with Union

On Union you can trust anyone. And anyone can build credit by asking others to vouch for them.

For Personal Use

Free your friends from extractive lenders, back them directly in the first p2p onchain credit protocol.

Use App

For Business Use

Credit is vital to small businesses. Interested in seeing how Union can lower your cost of capital?

Let's Talk

For Developers

Union is onchain programmable credit, you can borrow and lend directly from a smart contract.

Github

Get Involved

Deploy a Contract that vouches for holders of a specific NFT

Deploy a Contract that vouches for holders of a specific NFT

Build with Union

Vote on proposals

Vote on proposals

All aspects of the protocol are set by holders of UNION tokens earned by using the protocol.

All aspects of the protocol are set by holders of UNION tokens earned by using the protocol.

Governance Forum

Union News

Simpler Onboarding and Rewards for Referrals

Union

April 04

Introducing a suite of helper contracts to remove almost all registration friction, and reward those doing the work of integrating union and onboarding good people to the

Read More

Mint

Announcing TrustFallGa.me : an onchain PvP & CoOp game

Union

July 16

Embrace the thrill of trust-based finance in the Trustfall: a game of alliances, risks, and rewards. Trustfall interweaves collective strategy and individual audacity, as players

Read More

Mint

Union v2, Live on optimism

Union

April 28

Union, A member owned credit network where any address can permissionlessly underwrite any address, is excited to announce it has deploy version 2 of its protocol to optimism

Read More

Mint

View All

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.

If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.

The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.

We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.

Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Underwrite the future you want to see...with those you trust!

-signed,

Union Devs

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.

If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.

The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.

We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.

Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Underwrite the future you want to see...with those you trust!

-signed,

Union Devs

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.

If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.

The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.

We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.

Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Underwrite the future you want to see...with those you trust!

-signed,

Union Devs

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.

If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.

The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.

We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.

Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Underwrite the future you want to see...with those you trust!

-signed,

Union Devs

Credit is more than a tool for speculation

Credit turns idle money into the productive capital that's used to buy the materials and services that create the products and services we all use.

If you have a need but lack funds, credit connects those with cash and no ideas with those with ideas but no cash, fueling economic growth by putting money to work.

The ability to access credit is a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Too critical to remain a monopoly.

We built Union, a peer-to-peer credit layer to empower everyone to underwrite what they want based on what matters to them.Democratizing access to credit.

Union empowers you to own your risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Underwrite the future you want to see...with those you trust!

-signed,

Union Devs

Get Started with Union

Join 526 members already building credit onchain.

Gain access to credit, starting with nothing more than an Ethereum address.

Back your Friends

Get Started

Union Finance. © 2024 Copyright. All Rights Reserved.

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Union Finance. © 2024 Copyright. All Rights Reserved.