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Union v2, live on Optimism

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Union v2, live on Optimism

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Better Credit, Onchain

Better Credit onchain

Better Credit, Onchain

Union is an open source protocol enabling permissionless access to onchain p2p credit.

Union is an open source protocol enabling permissionless access to onchain p2p credit.

No Collateral

No Credit Score

No Middlemen

Get Started

Get Started

Get Started

Book a Demo

Book a Demo

Book a Demo

Trusted by

523

Members

$114,931

In Available Credit

$147K

Originations (ytd)

Give Credit. Get Credit.

Give Credit. Get Credit. With Friends

Fund what matters with those you trust

Fund what matters with those you trust

Your personal credit line

Build a personal on-chain credit line with vouches from those who trust you. Draw from that credit line whenever you need

Build a personal on-chain credit line with vouches from those who trust you. Draw from that credit line whenever you need

Permissionlessly lend to who you trust

Vouch to a selection of your trusted contacts to extend them a line of credit and add to their credit line

Vouch to a selection of your trusted contacts to extend them a line of credit and add to their credit line

How Union works

How Union Works

Union introduces new ways to gain access to credit, starting with nothing more than an Ethereum address

Stake

Permissionlessly deposit and withdraw

Stake

Permissionlessly deposit and withdraw

Vouch

Create and connect integrations built on Union’s programmable credit system

Vouch

Create and connect integrations built on Union’s programmable credit system

Borrow

Create and connect integrations built on Union’s programmable credit system

Borrow

Create and connect integrations built on Union’s programmable credit system

Vote

Create and connect integrations built on Union’s programmable credit system

Vote

Create and connect integrations built on Union’s programmable credit system

Stake

Permissionlessly deposit and withdraw

Vouch

Create and connect integrations built on Union’s programmable credit system

Borrow

Create and connect integrations built on Union’s programmable credit system

Vote

Create and connect integrations built on Union’s programmable credit system

Build your future with Union

On Union you can trust anyone. And anyone can build credit by asking others to vouch for them.

For Personal Use

Free your friends from extractive lenders, back them directly in the first p2p onchain credit protocol.

Use App

For Business Use

Credit is vital to small businesses. Interested in seeing how Union can lower your cost of capital?

Let's Talk

For Developers

Union is unchain programmable credit, you can borrow and lend directly from a smart contract.

Github

Get Involved

Deploy a Contract that vouches for holders of a specific NFT

Deploy a Contract that vouches for holders of a specific NFT

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Build with Union

Vote on proposals

Vote on proposals

All aspections of the union protocol onchain are governed by the holders of UNION token. Tokens earned by actively using the protocol.

All aspections of the union protocol onchain are governed by the holders of UNION token. Tokens earned by actively using the protocol.

Governance Forum

Union News

Simpler Onboarding and Rewards for Referrals

Union

April 04

Introducing a suite of helper contracts to remove almost all registration friction, and reward those doing the work of integrating union and onboarding good people to the

Read More

Mint

Announcing TrustFallGa.me : an onchain PvP & CoOp game

Union

July 16

Embrace the thrill of trust-based finance in the Trustfall: a game of alliances, risks, and rewards. Trustfall interweaves collective strategy and individual audacity, as players

Read More

Mint

Union v2, Live on optimism

Union

April 28

Union, A member owned credit network where any address can permissionlessly underwrite any address, is excited to announce it has deploy version 2 of its protocol to optimism

Read More

Mint

View All

Credit is more than a tool for speculation

Credit is the mechanism by which money turns into productive capital.

Productive capital is money used to purchase material and services that create the real products and services we all use in our daily lives.

If you have a productive need but don't have large amounts of cash sitting around, Credit is the mechanism by which those with idle cash can allocate it to those who can put it to productive use. Creating the potential for value creating outcomes. This is where real economic growth comes from.

The ability to access credit is also a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Without an effective way to support uncollateralized lending, this new financial world will forever remain an asset-backed economy.

In pursuit of a better financial system, we’ve built Union, a peer-to-peer credit coordination layer.

Union enables people to own their risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Be it $10 to a single friend or 100 hundred community members pooling resources. It’s your money and you control who can borrow against it.

Trust friends. Not bankers.

-signed,

Jacob

Credit is more than a tool for speculation

Credit is the mechanism by which money turns into productive capital.

Productive capital is money used to purchase material and services that create the real products and services we all use in our daily lives.

If you have a productive need but don't have large amounts of cash sitting around, Credit is the mechanism by which those with idle cash can allocate it to those who can put it to productive use. Creating the potential for value creating outcomes. This is where real economic growth comes from.

The ability to access credit is also a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Without an effective way to support uncollateralized lending, this new financial world will forever remain an asset-backed economy.

In pursuit of a better financial system, we’ve built Union, a peer-to-peer credit coordination layer.

Union enables people to own their risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Be it $10 to a single friend or 100 hundred community members pooling resources. It’s your money and you control who can borrow against it.

Trust friends. Not bankers.

-signed,

Jacob

Credit is more than a tool for speculation

Credit is the mechanism by which money turns into productive capital.

Productive capital is money used to purchase material and services that create the real products and services we all use in our daily lives.

If you have a productive need but don't have large amounts of cash sitting around, Credit is the mechanism by which those with idle cash can allocate it to those who can put it to productive use. Creating the potential for value creating outcomes. This is where real economic growth comes from.

The ability to access credit is also a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Without an effective way to support uncollateralized lending, this new financial world will forever remain an asset-backed economy.

In pursuit of a better financial system, we’ve built Union, a peer-to-peer credit coordination layer.

Union enables people to own their risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Be it $10 to a single friend or 100 hundred community members pooling resources. It’s your money and you control who can borrow against it.

Trust friends. Not bankers.

-signed,

Jacob

Credit is more than a tool for speculation

Credit is the mechanism by which money turns into productive capital.

Productive capital is money used to purchase material and services that create the real products and services we all use in our daily lives.

If you have a productive need but don't have large amounts of cash sitting around, Credit is the mechanism by which those with idle cash can allocate it to those who can put it to productive use. Creating the potential for value creating outcomes. This is where real economic growth comes from.

The ability to access credit is also a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Without an effective way to support uncollateralized lending, this new financial world will forever remain an asset-backed economy.

In pursuit of a better financial system, we’ve built Union, a peer-to-peer credit coordination layer.

Union enables people to own their risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Be it $10 to a single friend or 100 hundred community members pooling resources. It’s your money and you control who can borrow against it.

Trust friends. Not bankers.

-signed,

Jacob

Credit is more than a tool for speculation

Credit is the mechanism by which money turns into productive capital.

Productive capital is money used to purchase material and services that create the real products and services we all use in our daily lives.

If you have a productive need but don't have large amounts of cash sitting around, Credit is the mechanism by which those with idle cash can allocate it to those who can put it to productive use. Creating the potential for value creating outcomes. This is where real economic growth comes from.

The ability to access credit is also a powerful guiding force to what ideas get funded, can be the difference between an emergency expense being painful to fatal, and even what type of business can afford to operate.

Without an effective way to support uncollateralized lending, this new financial world will forever remain an asset-backed economy.

In pursuit of a better financial system, we’ve built Union, a peer-to-peer credit coordination layer.

Union enables people to own their risk and lend to any trusted friend, developers to build on programmable credit lines, and robots the ability to underwrite and borrow onchain same as a human.

Be it $10 to a single friend or 100 hundred community members pooling resources. It’s your money and you control who can borrow against it.

Trust friends. Not bankers.

-signed,

Jacob

Get Started with Union

Join 526 members already building credit onchain.

Gain access to credit, starting with nothing more than an Ethereum address.

Back your Friends

Get Started

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